Mis-Sold Pensions

23 January, 2025 8 min read
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Have You Lost Money to a Mis-Sold Pension?

If you have been misled into transferring your pension or investing in risky schemes, you may have unknowingly lost significant portions of your pension pot. CEL Solicitors can help on a no-win, no-fee basis, meaning you have nothing to lose.[button size=”medium_rd_bt” url=”#start-pension-claim” ex_class=”cel-cta arrow-cta”]Start your claim[/button]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

Mis-sold pensions often involve transferring a secure workplace pension or company pension scheme into high-risk investments

With some victims losing hundreds of thousands of pounds, the impact can be devastating. Many cases involve schemes like:

  • Ark Scheme
  • Capita Oak Pension Scheme and Henley Retirement Benefit Scheme
  • London Quantum Pension Scheme
  • Dolphin Trust (also known as German Property Group)
  • Park First

The Financial Conduct Authority (FCA) and Financial Ombudsman Service report thousands of new complaints each year, with decumulation and pensions seeing a 7.1% increase in complaints from H2 2023 to H1 2024.

In plain English, this means that the number of pension-related complaints to the FCA and FOS has increased from 2023 to 2024.[button size=”medium_rd_bt” url=”#start-pension-claim” ex_class=”cel-cta arrow-cta” mb=””]Start your claim[/button]

Can You Make a Claim?

You may be eligible to make a pension claim if:

  • You were advised to transfer your pension from a company pension scheme or workplace pension into a risky investment like a SIPP.
  • You made a significant withdrawal from your pension, which was then lost.
  • You were given poor advice about investments linked to your pension.
  • Your pension was tied to speculative schemes like the Henley Retirement Benefit Scheme or London Quantum Pension Scheme.
  • You transferred your pension after a cold call or felt pressured to act quickly.
  • Even if your pension was linked to a previous employer, or you are unsure where it is, we can assist through the pension tracing service to locate and assess your lost pension.

[button size=”medium_rd_bt” url=”#start-pension-claim” ex_class=”cel-cta arrow-cta” mb=””]Start your claim[/button]

Why Choose Us?

At CEL Solicitors, we specialise in helping people who have been victims of pension mis-selling. Here’s why clients trust us to help them recover their money:

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  • Submit your Details Fill out our quick and easy form to see if we can help you with your claim.
  • Speak with Our Experts Our team will contact you to discuss your case and gather any necessary details.
  • Sit back and Relax Once we accept your case, our recovery specialists take care of everything on your behalf.
  • Get your Money Back We’ll work tirelessly to recover your lost funds and ensure you receive the compensation you deserve.

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Frequently Asked Questions

SIPP stands for Self-Invested Personal Pension, a flexible pension plan that lets you control your investments. While offering potential for higher returns, SIPPs can be risky and prone to mis-selling.Decumulation refers to the process of converting your pension savings into retirement income. Mis-selling during this phase can result in severe financial losses.The amount varies based on the size of your pension and the losses incurred, but we have helped clients recover significant amounts—sometimes the full value of their pension pot plus interest.Most claims are filed against the financial advisor or firm that provided poor advice. In cases where the advisor is no longer trading, claims may be pursued through the Financial Services Compensation Scheme (FSCS).Yes. Cold calling about pensions is illegal in the UK. If you were approached this way, you have strong grounds to claim.In most cases, transferring a Final Salary Pension is not recommended due to the guaranteed income it provides. Mis-selling often occurs when advisors downplay these benefits.You can still make a claim. Even if you have begun to claim your State Pension, losses incurred from a mis-sold private or personal pension can be recovered.Several firms and schemes have been linked to SIPP mis-selling, including Dolphin Trust, Park First, and the Capita Oak Pension Scheme.Contact us today for a free consultation. We will assess your case and, if eligible, guide you through the process to reclaim your losses.